What is an Accredited Investor?

An accredited investor is an individual or entity who meets certain financial or professional criteria defined by the U.S. Securities and Exchange Commission (SEC). Accreditation helps ensure that investors have the financial capacity and/or expertise to evaluate private investment opportunities that aren’t registered with the SEC.

Most common ways individuals qualify:

Income Test: Annual income of $200,000 or more (or $300,000 jointly with a spouse or partner) for the last two years, with the expectation of earning the same or higher this year.
Net Worth Test: Net worth of over $1 million, either individually or jointly with a spouse/partner, excluding the value of a primary residence.
Professional Certifications: Holding certain financial licenses such as Series 7, Series 65, or Series 82.
Entities can also qualify if they meet financial thresholds (e.g., $5 million in assets) or if all equity owners are accredited.

⚠️ Note: Meeting these requirements does not obligate you to invest. Accreditation simply determines whether you may be eligible to review private offerings after establishing a relationship.