Accredited Investor Basics

Not everyone can participate in private investments. The SEC limits access to accredited investors to ensure that those who do participate have the financial sophistication and capacity to absorb risks.

Who Qualifies?
Income Test: $200,000 annual income ($300,000 with spouse) for the last two years with expectation of the same in the current year.
Net Worth Test: Net worth over $1 million excluding primary residence.
Professional Credentials: Holding Series 7, 65, or 82 licenses qualifies.
Entities: Trusts or companies with $5 million+ in assets also qualify.
Why Accreditation Exists
Private deals don’t go through the same disclosures or regulations as public investments. Accreditation ensures that participants:

Understand risks.
Can afford potential losses.
Have access to advisors and professionals to evaluate deals.
How to Verify Accreditation
Use a third-party verification service (like VerifyInvestor or Parallel Markets).
Provide CPA, attorney, or financial advisor letters.
Submit financial statements or tax documents to sponsors.
Takeaway
If you meet the income, net worth, or license criteria, you may qualify for access to a wide range of private investment opportunities.
👉 Join our Investor List to see if you qualify.